It used to be that a health care plan, an opportunity to save for retirement and some catastrophe coverage would suffice. The generational shifts going on in the workplace means benefits are moving away from their “safety net” origins to “life style” accessories. Such expectations need to be met wherever you have people in order to attract the best. In addition, with international business now reaching further afield employers need to make sure that medical and political evacuation, kidnap and ransom are in place and work when needed not just for employees but Board members too.

THW helps clients whether a large or small employer, analyze risk and develop the appropriate funding and accounting mechanisms (e.g. self insurance, pooling or captive structures). THW accepts no commissions from insurance companies and is completely independent. We shall endeavor to negotiate with your carrier a commission free premium.